PROTECT YOURSELF FROM FRAUD AND CYBER CRIME
· Never give any personal information such as name, address, bank details, email or phone number to any organisation, or person, before you have checked out their true identification.
· Your computer and any other relevant equipment should have up to date anti-virus software, malware and firewall protection.
· Use strong individual passwords for any email accounts and enable two-factor authentication where possible.
· Many fraudsters will use phishing emails to make initial contact. Always remember that neither banks nor financial institutions will ever send you an email with a clickable link to confirm your bank details.
· Phishing emails may look genuine at first sight, but usually contain spelling mistakes and grammatical errors. If in doubt, call your bank using a genuine listed number such as the one on the back of a Debit or Credit card.
· Sign up to Verified by Visa and MasterCard Secure Code to provide an extra layer of protection when shopping online. Always check you are signed into a genuine website for that business or organisation.
· Always destroy or shred any receipts with card details, or paperwork with a name and address on it. Fraudsters may use this to clone your identity.
· Bills, invoices or receipts received for items that have not been knowingly purchased may be signs of identity theft. Similarly, any contacts from Financial Institutions, or contacts about an outstanding debt, may be further signs your identity has been stolen.
· Always be wary of business deals/ Offers/ prize draws coming out of the blue , If it sounds too good to be true – it most likely is.
· Finally, beware of Fraud Recovery Fraud where Fraudsters claim to be a lawyer or law enforcement officer and offer to recover your losses.
IF YOU THINK YOU ARE BEING SCAMMED
OR DO NOT RECOGNISE THE CONTACT
· STOP: Taking a moment to stop and think before parting with your money or information could keep you safe.
· CHALLENGE: Could it be fake? It’s okay to reject, refuse or ignore any requests. Only criminals will try to rush or panic you.
· PROTECT: Contact your bank immediately if you think you’ve fallen for a Scam, and report it to Action Fraud
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